Principal Services

  • Expert Testimony

  • Litigation Consulting

  • Regulatory and Risk Advisory Services

Provided by an accomplished financial services executive with unique perspectives as a former senior bank regulator (both policy and supervision), Chief Risk Officer, and banking consultant (shadow regulator). Demonstrated credit and enterprise risk Identification, evaluation, and management expertise. Expert knowledge of regulatory policies and practices and industry standards including heightened risk management standards, risk assessment, examination, and enforcement. Proven regulatory issue remediation and troubled bank remediation and resolution expertise. 40 years of experience with financial services organizations ranging from community, to regional, to systemically important.

Banking, Bank Supervision, Regulation and Enforcement, Troubled Institutions, Regulatory Relations
Credit and Credit Risk Management, Enterprise Risk Management, Bank Safety and Soundness and Compliance Risk Matters

Expert Testimony/Litigation Consulting

Banks and Bank Holding Company Matters

  • Sanctity of the Bank
  • Affiliate Issues and Risks
  • Source of Strength
  • Bank/Bank Holding Company Conflict


Bank Regulations and Supervisory Guidance

  • Office of the Comptroller of the Currency
  • Federal Deposit Insurance Corporation
  • The Federal Reserve Board


Troubled Institutions

  • Management and Board Conduct
  • Enforcement Matters


Commercial and Retail Credit

  • Underwriting and Approval
  • Risk Analysis and Evaluation
  • Risk Recognition and Ratings
  • Credit Risk Accounting Matters
    • (non-performing, TDR’s impairment, etc.)
  • Problem Asset Management
  • Allowance for Loan Losses
  • Lender Practices
  • Borrower/Lender Disputes


Board Governance and Oversight

  • Conduct
  • Duties of Care and Loyalty


Unfair Abusive and Deceptive Practices

  • Marketing
  • Execution Failures


Director & Officer Insurance Disputes


FDIC Loss Sharing Disputes

Regulatory/Risk Advisory Services

Enterprise Risk Management

  • Culture and Tone at the Top
  • Governance and Structure
  • Risk Assessment, Identification, Measurement, Reporting, and Mitigation
  • Audit and other Assurance Functions
  • Board Risk Reporting
  • Heightened Standards


Commercial and Retail Credit

  • Portfolio Credit Risk Management and Credit Administration
  • Risk Analysis and Evaluation
  • Risk Recognition and Ratings
  • Credit Risk Accounting Matters
    • (non-performing, TDR’s impairment, etc.)
  • Problem asset management
  • Credit risk review


Allowance for Loan Losses


Regulatory Relations Management


Troubled Institutions

  • Identification
  • Rehabilitation and Resolution


Enforcement Matters

  • Avoidance
  • Compliance


Policies, Plans and Frameworks

  • ERM
  • Credit
  • Problem Asset Management
  • Liquidity and Contingency Funding
  • Capital Adequacy
  • Capital Restoration
  • Strategic
  • Compliance
  • Crisis Management and Recovery